Send Money

Bills

Airtime & Data

Company

Join early access

Send Money

Bills

Airtime & Data

Company

Early access

Early access now open in Canada

Send money home from Canada

To bank accounts in Nigeria and MTN Mobile Money in Ghana.

See the rate, the fee and what they get before you pay.

Join early access

We’re letting people in a few at a time. Join now and we’ll email your invite.

Registered with FINTRAC as a money services business.

Join early access

Early access now open in Canada

Send money home from Canada

To bank accounts in Nigeria and MTN Mobile Money in Ghana. See the rate, the fee and what they get before you pay.

Join early access

Check today’s rate

We’re letting people in a few at a time. Join now and we’ll email your invite.

Registered with FINTRAC as a money services business.

Registered with FINTRAC as a money services business.

SEND MONEY

Far apart? Your money doesn’t have to be.

Pick a country, enter an amount and see what lands on the other side. Then send it from the app.

You send

10.00

CAD

Recipients gets

GHS

82.73

GHS

1 CAD = 8.27 GHS

Arrives in

3 min

Join early access

The full cost, Upfront

Rate, fee and what they get, on one screen before you pay.

Bank account or mobile wallet

Send to the account they already use.

Add money vai Interac

Use Interac depodit from a bank account in your name.

Track it to the end

Follow all steps in your transaction. We'll tell you when it lands.

The full cost, Upfront

Rate, fee and what they get, on one screen before you pay.

Bank account or mobile wallet

Send to the account they already use.

Add money vai Interac

Use Interac depodit from a bank account in your name.

Track it to the end

Follow all steps in your transaction. We'll tell you when it lands.

Your money moves with you.

From paying bills in Canada to sending airtime and data to Nigeria, manage more of life across borders, all from one app.

BILLS - coming soon

Pay bills straight from your balance.

Pay bills in Canada, like phone, internet, utilities, and tuition, from the same CAD balance you send from.

AIRTIME & DATA - coming soon

Top up their phone from yours.

Data ran out before your weekly call? Send airtime or data to numbers in Nigeria, right from the app.

Bill payments and Airtime & Data are on the way. Join the list and we’ll notify you when its live.

Notify me

Transaction in progress

In progress

In review

Today, 09:41 AM

Sent to recipients bank

Today, 09:42 AM

Arrives at recipients bank

CAD

KES

Transaction completed

Successful

In review

Today, 09:41 AM

Sent to recipients bank

Today, 09:42 AM

Arrives at recipients bank

Today, 09:42 AM

Transaction transparency

See all stages of your transfer, from when you taos to when they get it.

Your data and transactions are safe

Transaction in progress

In progress

In review

Today, 09:41 AM

Sent to recipients bank

Today, 09:42 AM

Arrives at recipients bank

CAD

KES

Transaction completed

Successful

In review

Today, 09:41 AM

Sent to recipients bank

Today, 09:42 AM

Arrives at recipients bank

Today, 09:42 AM

Transaction transparency

See all stages of your transfer, from when you taos to when they get it.

Your data and transactions are safe

Send money

You send

10.00

CAD

Recipients gets

KES

910.31

KES

Fee

CAD 1.31

Arrives in

3 min

Total amount

KES 909.00

Send money

You send

10.00

CAD

Recipients gets

KES

910.31

KES

Fee

CAD 1.31

Arrives in

3 min

Total amount

KES 909.00

Send money

peter_wilson@gmail.com

jpeters@yahoo.com

Link a new email

Add any of your INTERAC email address

Link your Interac email

Use Interac email address to deposit funds into your CAD wallet swiftly and easily.

Get real time rates updates on different currencies

Start in 3 steps

01 / GROWTH

Join early access

We'll email your invite when your spot opens

02 / UX

Verify your ID

03 / BUILD

Add money and send

THE ZYGGY APP

Send, pay, top up, spend.

One app.

Start with transfers today. Bill payments come next, then airtime and many more, all in the same app.

Join early access

THE ZYGGY APP

Send, pay, top up, spend. One app.

Start with transfers today. Bill payments come next, then airtime and many more, all in the same app.

Join early access

WHY ZYGGY

Built for life in two places

You live in Canada. The people you care for live somewhere else. Zyggy connects the two.

Why we built Zyggy

THE USUAL WAY

WITH ZYGGY

Your bank sends it, and fees come off along the way.

You see what they’ll get before you pay.

Stuck on “pending” for days, with no idea why.

Five tracked steps, each with a real time, and a message if anything slows down.

A failed transfer means starting again.

Fix the one wrong detail and resend. Everything else stays filled in.

WHY ZYGGY

Built for life in two places

You live in Canada. The people you care for live somewhere else. Zyggy connects the two.

Why we built Zyggy

THE USUAL WAY

WITH ZYGGY

Your bank sends it, and fees come off along the way.

You see what they’ll get before you pay.

Stuck on “pending” for days, with no idea why.

Five tracked steps, each with a real time, and a message if anything slows down.

A failed transfer means starting again.

Fix the one wrong detail and resend. Everything else stays filled in.

West Africa

Nigeria

Live

Bank account · They receive NGN

Ghana

Live

MTN Mobile Money wallet· They receive GHS·

Ivory Cote

Coming Soon

Togo

Coming Soon

Mali

Coming Soon

Senegal

Coming Soon

Southern Africa

Zambia

Coming Soon

South Africa

Coming Soon

Zimbabwe

Coming Soon

Americas

Brazil

Coming Soon

Dominican Repubic

Coming Soon

Mexico

Coming Soon

Central Africa

Cameroon

Coming Soon

Congo

Coming Soon

East Africa

Rwanda

Coming Soon

Uganda

Coming Soon

Kenya

Coming Soon

Tanzania

Coming Soon

Northern Africa

Bangladesh

Coming Soon

China

Coming Soon

India

Coming Soon

Pakistan

Coming Soon

Philippines

Coming Soon

Vietnam

Coming Soon

Europe

Europe (euro bank accounts)

Coming Soon

Turkey

Coming Soon

COUNTRIES

Where you can send today

From Canada to Nigeria and Ghana today. 25 more countries, plus euro accounts in Europe, are on the way.

Tell us where.

Currently, we only Send from Canada. Live somewhere else?

Tell us where.

West Africa

Nigeria

Live

Bank account · They receive NGN

Ivory Cote

Coming Soon

Togo

Coming Soon

Ghana

Live

MTN Mobile Money wallet· They receive GHS·

Mali

Coming Soon

Senegal

Coming Soon

Southern Africa

Zambia

Coming Soon

South Africa

Coming Soon

Zimbabwe

Coming Soon

Americas

Brazil

Coming Soon

Dominican Repubic

Coming Soon

Mexico

Coming Soon

Central Africa

Cameroon

Coming Soon

Congo

Coming Soon

East Africa

Rwanda

Coming Soon

Uganda

Coming Soon

Kenya

Coming Soon

Tanzania

Coming Soon

Northern Africa

Bangladesh

Coming Soon

China

Coming Soon

India

Coming Soon

Pakistan

Coming Soon

Philippines

Coming Soon

Vietnam

Coming Soon

Europe

Europe (euro bank accounts)

Coming Soon

Turkey

Coming Soon

Registered in Canada

Pluto Creative Labs Limited, which operates Zyggy, is registered with FINTRAC as a money services business. Registration no. C10001386.

Every customer verified

We check ID for every account, as Canadian law requires. It helps keep fraud out.

SECURITY

How we protect your money

We’re registered in Canada, we verify every customer, and we keep your money apart from ours.

Your money, accounted for

We match every customer balance against our partners’ records every day. [Customer money is held separately from Zyggy’s own money.]

Your account stays yours

A transaction PIN, fingerprint or face check on every send. Turn on two-step verification for your login too.

Scam warning

We will never ask for your password, PIN or one-time code. If someone does, it isn’t us. Before your first transfer to someone new, the app shows the scams to watch for.

Common questions

See all questions in the Help Centre

Your money.

A world of possibilities.

We’re letting people in a few at a time. Add your email and we’ll send your invite.

Email address

Join early access

Please send me Zyggy news and offers. I can unsubscribe anytime.

Your money.

A world of possibilities.

We’re letting people in a few at a time. Add your email and we’ll send your invite.

Email address

Join early access

Please send me Zyggy news and offers. I can unsubscribe anytime.

Zyggy helps people in Canada send money home and look after family abroad.

Product

Send money

From Canada to Nigeria & Ghana

Bill payments

Coming soon

Airtime & data

Coming soon

Business

Coming soon

Company

About Zyggy

Our story

Help

Help centre

FAQs

United Kingdom: Zyggy Finance Limited is a private limited company incorporated in England and Wales under Company Number 15464173.

Canada: Pluto Creative Labs Limited is incorporated under the Business Corporations Act (Alberta), Canada (Corporate Access Number 2025686862).

Pluto Creative Labs Limited is registered with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) as a Money Services Business (MSB) under Registration Number C10001386.

Zyggy provides its services through its regulated entities and licensed financial institution partners. Certain products and services may not be available in all jurisdictions and are subject to applicable laws, regulations, and eligibility requirements.

Cookie policy

FAQs